By accessing or using the Dream Loans Financial Services website (dreamloan.in) or by submitting any enquiry or application through our platform, WhatsApp, or any other channel, you agree to be bound by the following Terms & Conditions. Please read them carefully before proceeding.
Dream Loans Financial Services ("Dream Loans", "we", "us", or "our") is a registered Direct Selling Agent (DSA) and loan facilitator operating in India since 2009. We act as an intermediary between borrowers and registered Banks/NBFCs and do not ourselves provide loans or credit. All loan products are offered by partner financial institutions who are regulated by the Reserve Bank of India (RBI).
Registered Office: G-55, 3rd Floor, Royal Place, Above LG Showroom, Main Vikas Marg, Laxmi Nagar, Delhi – 110092.
Our website and services are intended for individuals who are at least 18 years of age and legally competent to enter into financial agreements under Indian law. By using this website, you confirm that you meet this eligibility criterion.
You agree not to use our website or services for any unlawful purpose, including but not limited to submitting false information, impersonating another person, or attempting to defraud Dream Loans or its partner institutions.
Dream Loans is a facilitator, not a lender. Submitting an enquiry or eligibility form on our website does not constitute a loan application or guarantee of loan approval. All final decisions regarding loan approvals, interest rates, tenures, and terms rest solely with the respective bank or NBFC partner.
Interest rates, EMI amounts, and loan eligibility shown via our EMI Calculator and Eligibility Checker are indicative estimates only and are subject to change at the lender's discretion based on your credit profile, documentation, and prevailing market rates.
By submitting your mobile number via any form, chat, or enquiry on our platform, you expressly consent to being contacted by Dream Loans Financial Services through:
This consent is in accordance with TRAI's DLT (Distributed Ledger Technology) regulations. You may opt out at any time by replying STOP to any message or by contacting us at asad@dreamloan.in.
Dream Loans is registered on the TRAI DLT platform. All commercial communications are sent through DLT-registered headers and approved message templates only.
You are responsible for ensuring that all information you provide to us — including name, mobile number, income details, and employment information — is accurate, complete, and up to date. Dream Loans will not be held liable for any delays or rejections in loan processing arising from incorrect information provided by you.
All content on this website, including but not limited to text, graphics, logos, icons, and software, is the property of Dream Loans Financial Services and is protected under applicable Indian copyright and intellectual property laws. Reproduction, redistribution, or modification of any content without prior written permission is strictly prohibited.
Our website may contain links to third-party websites or reference partner institutions (HDFC Bank, ICICI Bank, IDFC First Bank, etc.). Dream Loans does not control or endorse the content of third-party sites and is not responsible for any loss or damage arising from your use of those sites.
To the fullest extent permitted by Indian law, Dream Loans Financial Services shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services, including but not limited to loss of income, loss of profits, or loss of data.
These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
Dream Loans reserves the right to amend these Terms & Conditions at any time without prior notice. Continued use of our website or services after any changes constitutes your acceptance of the revised Terms.
For any queries related to these Terms, please contact us at asad@dreamloan.in or call +91 89206 75766.
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